Practice Areas

Debt Resolution

A lot of people are facing difficult financial situations, possibly due to unforeseen circumstances. Debt settlement provides a method to eliminate or reduce most of your credit card debt. Moulton Law Group offers free consultations for people looking for workable solutions to resolve their debt burden.

Collection Defense

If you have been treated inappropriately by a debt collector, document the experience. Write down exactly what happened, including what the debt collector said and how you reacted.

As soon as you have everything written down, contact Moulton Law Group to find out what your next step is. In some cases, you may have to file a complaint with the FTC, while in other cases you may have to file a civil lawsuit. It’s important to talk to an attorney who is familiar with FDCPA in order to get the best possible protection against debt collectors.

FCRA & FDCPA

The FCRA is a federal law that regulates the use of consumer credit information. The purpose of the law is to protect consumers against inaccurate information on their credit reports. There are several important issues related to having an accurate credit report.

If you owe money, you will be called by from a debt collector. Debt collectors are allowed to request that you pay the debt; however, they can’t treat you in inappropriate ways. If a debt collector is abusive towards you, he or she may be in violation of the Fair Debt Collection Practices Act, or FDCPA. Contact Fremont Law Group immediately to find out what your rights are if you think a debt collector has abused you or otherwise violated the FDCPA.

Banktruptcy

No one intends to incur debt that they can’t pay back, but sometimes you get overwhelmed by unexpected events. If you lose your job, get divorced, or have a medical emergency, the bills begin piling up. This adds to your existing stress especially if collectors are calling and demanding money you don’t have.

Chapter 7 bankruptcy is designed for low-income filers.